Craig Emslie

New Home

Mortgage Agent Level 1

Agent License: M24000280

Josh Franks

New Home

Mortgage Agent Level 1

Agent License: M23006802

New Homes Need Different Financing. This Is It.

Firm pricing, longer lock-in period and flexibility designed specifically for new construction.

  • Price Rate Certainty for Up to 36 Months – Lock in your mortgage early and stay protected through long construction timelines.
  • No Surprises at Closing – Your appraisal, income, and credit approval are completed upfront and held firm.
  • Lower Rates If the Market Improves – If rates drop before closing, you may access better pricing closer to possession.
  • Built-In Appreciation Advantage – Increases in home value before closing may help improve your mortgage qualification.
  • Faster, Simpler Approvals – Full approvals are typically completed within 24–48 hours.
  • Lower Monthly Payments – Extended amortization options help keep payments more affordable.

Mortgage Disclaimer

Mortgage products and services are provided through Level 1 Mortgages, a licensed mortgage brokerage in Ontario, and are subject to lender underwriting, valuation, and final approval. Mortgage agents act on behalf of the brokerage and operate under the supervision of a Principal Broker. Information provided is for general informational purposes only and does not constitute mortgage advice, a commitment to lend, or a guarantee of financing. Mortgage programs, rates, terms, and conditions are subject to change or withdrawal at any time without notice. Borrowers are encouraged to confirm all details, eligibility, and suitability directly with a licensed mortgage professional before proceeding.